If you were suddenly sick or hurt in an accident and were unable to work, would your family be financially prepared? Unfortunately, only 40% of Americans have enough in savings to cover at least three months of expenses.1 Without your paycheck, your loved ones may struggle to keep up with mortgage or rent payments, credit card bills and other day-today expenses.
Like insurance for your paycheck, the LifePreserve Income Protection Plan provides cash benefits for up to six months in the event you are unable to work due to an illness or injury.
Short Term Disability:
✓ Insure up to 80% of earned income for a maximum of $2,000/month
✓ 14-day elimination period
✓ Instant online underwriting
✓ Guaranteed renewable to age 65
✓ Financial counseling during your injury or illness (for an additional $5.99/month)
By planning today, you’ll be ready for tomorrow.
1. Disability statistics. Council for Disability Awareness. Accessed September 30,2021.
2. 2021 Insurance Barometer Study. LIMRA. April 12, 2021.
Disability insurance from Principal® is issued by Principal Life Insurance Company, 711 High Street, Des Moines, IA 50392. Disability insurance has limitations and exclusions. Not available in all states. For cost and coverage details, contact LifePreserve. The Income Wellness and other services included with your LifePreserve membership are not part of the insurance contract and are not provided by Principal. LifePreserve is not a member of the Principal Financial Group®.