UnionCare | Hospital Expense Protection


Hospital Expense Protection

Help with Hospital Expenses

Many health insurance plans may not cover all expenses in the event you are hospitalized, leaving a gap between the benefits you receive and the total cost of the hospital stay. Hospital Expense Protection helps cover out-of-pocket expenses like unpaid deductibles, co-payments and other unexpected charges.

Hospital Daily Benefits Plan

  • Offers a choice of daily benefit amounts and pays for every day of confinement in a hospital, skilled nursing facility, intensive care unit or licensed home health care for a covered injury or sickness
  • No limit to the number of covered hospitalizations, hospital days or to the lifetime coverage amount collected

Hospital Accident Care Plan

  • Pays in the event you are injured due to a covered accident
  • Benefit can double if you and your spouse are confined at the same time for the same accident
  • Includes extra benefits for intensive care, doctor visits, emergency room visits and ambulance transport

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